HOLISTIC FIDUCIARY SERVICES
For a personal financial plan to support your goals, it should be given a comprehensive view by someone who understands where you are now and where you want to be. At Sterling Retirement Resources, we promise never to settle for good when excellent is available.
Your goals support what you believe to be your life’s purpose. By choosing Sterling as your advocate, you’ll have access to strategic partnerships and resources that are aligned with your values and bring you closer to reaching your goals. No need to go out and search for them. We’ll bring them to you. There isn’t anything we can’t help you with – trust us.
Preparing for retirement in advance helps ensure an easier transition. We help develop an investment strategy that allows you to enjoy a safe and secure retirement. While managing your account, we determine how your investments can generate the income you need to realize your dreams.
Choose thoughtful wealth planning to drive investment decisions based on rigorous academic research, not Wall Street trends. We identify ways to invest money based on long-term goals and don’t risk timing the market while minimizing costs and tax implications. We also create globally-diversified portfolios, which can reduce risk and improve return.
A diversified portfolio does not assure a profit or protect against loss in a declining market.
Struggling to identify charitable giving and estate planning strategies? Many of our clients do. We know which questions to ask to create a plan for transitioning your wealth to the next generation. This is an ongoing process which needs to be revisited regularly as your family matures and changes.
Make certain you have the best coverage possible at the lowest cost. This includes life, health, disability, long-term care and property & casualty insurance. We can recommend the right type and amount of coverage and help you find that coverage as inexpensively as possible. We will also analyze your existing insurance portfolio and recommend changes as needed.
Strategic Tax Planning
We can sit down with you and help you make sure that you pay the taxes you owe—but not a penny more. This might include informing you about tax deductions you are missing, helping you set up an Individual Retirement Account or making certain your investments are earning the highest possible after-tax return. We will help educate you to fully understand the current tax laws and any changes on the horizon so your annual tax bill is as low as the law allows. We will work together with your CPA or accountant to review these details.
Funding a college education is one of the highest financial priorities most people have and it’s one of the largest expenses they will face. We can help project the future cost of educating your children and determine how it will get paid for, including how much you need to save. We can also help you review options for saving and assistance, then create a values-based, written plan for your college fund.